Cross-Border Financial Advice – Powered by deVere

Financial Clarity for Life in Spain – Starting with Mallorca Homebase

At Mallorca Homebase, we’re building a team of trusted partners who help our clients make smarter, more secure decisions when buying property, relocating, or planning for long-term life in Spain.

We’re proud to welcome Thomas Schwencke as our newest expert partner. Thomas is a licensed financial advisor who has lived in Spain for many years and has worked extensively with international clients on cross-border financial planning, taxation, pensions, and real estate investment.

He collaborates with deVere Group, the world’s largest independent financial consultancy — giving our community access to global resources combined with personal insight and experience.

Whether you’re buying a full home, joining our co-ownership model, or preparing for retirement in Spain, the first step is often clarity. That starts with the right cross-border financial advice.

Why Cross-Border Financial Advice Matters

When you move your life — and your wealth — across borders, everything changes. From tax obligations and pension structures to inheritance rules and currency risk, the financial landscape becomes complex.

That’s where Thomas can help.

His work focuses on giving clients a complete overview of their situation and creating financial strategies that work both in Spain and in their home country. Whether you’re based in Denmark, Norway, Sweden, or elsewhere in the EU, he can help align your financial setup with your new life plan.

About Thomas Schwencke & deVere

Thomas is part of the Mallorca Homebase expert network and operates independently while working closely with deVere Group, a globally recognized leader in international financial advice.

deVere at a glance:

  • 120,000+ clients across 100+ countries
  • €14+ billion under management
  • Fully independent, cross-border focus

Areas of expertise include:

  • Pension transfers & retirement planning
  • Cross-border tax and wealth structuring
  • Investment strategy and global asset management
  • Inheritance and succession planning
  • Currency exposure and financial compliance in Spain

Thomas understands the Nordic mindset and speaks directly to the questions many Danes and other Northern Europeans ask when planning a move to Spain — whether it’s Mallorca, Marbella, or anywhere in between.

Who Can Benefit from This?

We recommend Thomas’ advisory services if you are:

  • A Danish or Nordic citizen planning to live in Spain
  • Considering co-ownership or full property purchase
  • Preparing for early or late retirement abroad
  • Holding assets in multiple countries
  • Looking for professional support around pensions, tax, inheritance, or investments
Why We Recommend Thomas

Thomas is not a salesperson. He offers insight, strategy, and clarity to people who are facing big decisions in a new country.

We trust him to help our clients understand their financial options — without pressure, but with professionalism. He works independently with the full support and reach of deVere Group, and he now offers this service to the Mallorca Homebase community as part of our expert network.

Contact Thomas directly at ts@globalhomebase.com

Or request a consultation through our platform.

“The world is already complex — and when you cross borders, many additional factors come into play. That deserves a professional review.”

Thomas Schwencke, Mallorca Homebase Expert Partner · Advisor via deVere

Not Sure Where to Start?

Whether you’re thinking 6 months ahead or 6 years ahead, an informal talk with Thomas could save you time, money, and stress. You don’t need to have everything figured out — just take the first step.

Book a conversation by email